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Schedule of Fees

Schedule of Fees
Effective Date: April 1, 2020
Itemized Service Fees
Membership Fee No Charge
Early Account Closure Fee (If membership closed within 6 months of opening) $ 10.00
Courtesy Pay Fee
     Per paid NSF item initiated by in-person withdrawal, draft, ACH, ATM, or other electronic means 
$ 29.00 ea.
    Per returned/cancelled draft or ACH item due to non-sufficient funds
$ 29.00 ea.
Stop Payment Fee (per request to cancel drafts or ACH items) $ 15.00 ea.
NSF Stop Payment Fee $ 29.00 ea.
Share Draft Copy Fee $ 2.00 ea.
Draft Printing Fee Prices Vary
Debit Card Replacement Fee
   No charge for home delivery within 10 business days. 
   Two-day shipping $9, One-day shipping $27. 
   No delivery charge if you pick card up at the office.
$ 7.00 ea.
Customized Debit Card Fee
   No charge for home delivery within 10 business days. 
   Two-day shipping $9, One-day shipping $27.
   No delivery charge if you pick card up at the office.
$20.00 ea.
ATM Deposit Adjustment Fee $ 10.00 ea.
ATM Deposit- Empty Envelope Fee  $ 29.00 ea.
Wire Transfer Fee (Incoming) $ 10.00 ea.
Wire Transfer Fee (Outgoing Domestic) $ 20.00 ea.
Wire Transfer Fee (Outgoing International) $ 50.00 ea.
Cashier's Check Fee $ 5.00 ea.
Records Copy Fee
    (statements, histories, etc.)
$ 1.00 ea.
Returned Check Fee
   For personal checks drawn on another Financial Institution

   Any other returned deposit

$ 29.00 ea.
$ 10.00 ea.
Research/Reconciliation Fee
    No charge if error by Credit Union - One hour minimum
$ 20.00 per hour
Garnishment/Levy Fee  $ 75.00 ea.
Removing Joint Owner Fee
    Upon 3rd occurrence and thereafter
$25.00 ea.
Dormant Account Fee
Assessed only on member accounts that meet all of the following criteria: a) Member is 18 years of age or older; b) No open loan/VISA; c) No open IRA account; and d) total share balance less than $50.
$ 5.00/qtr.
Check Cashing Fee 
Waived for members with any of the following: a) combined share balances of at least $200, or b) an active checking account, or c) a current loan, or d) age of 18 years or younger
$ 5.00 ea.
Bad Address Fee (per statement mailed)
Upon notification by USPS of an address error, address change, or notification of unable to forward
$ 5.00 ea.
Aggregated Transaction Fees 
ATM Fee (Deposit and Purchase Transactions are excluded)  
         First 10 of a calendar month  FREE
         Excess of 10 in a month $ 2.00 ea.
    (Transactions include cash and transfer withdrawals and balance inquiries. Free transactions are per membership account.) 
Excessive Withdrawal Fee (Savings accounts only)  
    (AFCU teller assisted cash and check withdrawals from Prime Shares, Vacation, Christmas, Special and Insurance accounts only)
         First 3 of a calendar quarter  FREE
         Excess of 3 in a quarter $ 2.00 ea.
Shared Branch Fee (usage per membership account)  
    (For use of shared branching network outlets for withdrawals, transfers and cash back on deposits)
         First 4 of a calendar month FREE
         Excess of 4 in a month $ 4.00 ea.

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