HomeAbout UsRatesLoansCheckingSavingsOther ServicesContact Us
Rates

Loan Rates| Savings Rates| Certificate Rates

Applications | Calculators | Fee Schedule | Check Reorder

Truth In Savings| Required Disclosure

 

Autotruck Financial Credit Union 
Loan Rates Effective 
 July1, 2014

 

Type of Loan APR** Term Payment Example
Autos, Trucks, Vans
New 2014-2015 models  <20,000 miles (4) As low as 1.99% 24 mo. $425.37 (based on $10,000)
  As low as 1.99% 36 mo. $286.39 (based on $10,000)
  As low as 1.99% 48 mo. $216.92 (based on $10,000)
  As low as 1.99% 60 mo. $175.24 (based on $10,000)
  As low as 2.49% 72 mo. (1) $299.35 (based on $20,000)
Used 2008-2013 models (4) As low as 2.99% 24 mo. $429.81 (based on $10,000)
  As low as 2.99% 36 mo. $290.81 (based on $10,000)
  As low as 2.99% 48 mo. $221.33 (based on $10,000)
  As low as 2.99% 60 mo. $179.67 (based on $10,000)
  As low as 3.49% 72 mo. (1) $308.33 (based on $20,000)
Boats, RVs, Campers
New 2014-2015 models (4) As low as 3.75% 60 mo. $183.06 (based on $10,000)
  As low as 5.00% 73-120 mo. (1) $212.18 (based on $20,000)
  As low as 5.25% 121-144 mo. (2) $234.43 (based on $25,000)
Used 2008-2013 models (4) As low as 5.00% 60 mo. $188.74 (based on $10,000)
  As low as 6.25% 73-120 mo. (1) $224.62 (based on $20,000)
  As low as 6.50% 121-144 mo. (2) $250.55 (based on $25,000)
Motorcycles
New 2014-2015 models (4) As low as 3.75% 60 mo. $183.06 (based on $10,000)
Used 2008 -2013 models (4) As low as 5.00% 60 mo. $188.74 (based on $10,000)
Signature/Unsecured
  As low as 10.00% up to 60 mo. $106.67 (based on $5,000)
Home Equity Fixed Rate - Rates Based On Loan to Value of Up To 80%
  As low as 3.50% up to 60 mo. $181.83 (based on $10,000)
  As low as 4.50% up to 120 mo.

$207.31 (based on $20,000)

                                               As low as 5.00%                              

up to 180 mo (3)

$237.29 (based
on $30,000)
Home Equity Line of Credit
  Contact Credit Union For Rate And Term Information    
Home Loans - Purchase or Refinance
  Contact Credit Union For Rate And Term Information    
Share Secured
  share rate + 4.0% up to 120 mo.  
       
Mobile Homes
2011-2015 models As low as 15.00% up to 120 mo. $322.69 (based on $20,000)
2010 and older models As low as 15.00% up to 60 mo. $475.75 (based on $20,000)

** Annual Percentage Rate. Rates effective July1, 2014 and subject to change without notice.

(1) Loan amounts of $20,000 or more             (3) Loan amounts of $30,000 or more
(2) Loan amounts of $25,000 or more             (4) Includes .50% rate reduction for AFCU Checking AND
                                                                                   Direct Deposit or Payroll Deduction of Payment

All rates except Home Equity Lines of Credit are fixed.
Important Notice  THE FINAL ANNUAL PERCENTAGE RATE WILL BE BASED ON THE APPLICANT'S CREDIT SCORE AND MAY VARY FROM THE RATES LISTED ABOVE.
The Term and Amount Financed may vary based on vehicle condition and the applicant's credit history.

 

Back to top

 

 

Autotruck Financial Credit Union  
Savings Rates

Account Dividend Rate Annual Percentage Yield (APY) Minimum balance required to earn the stated APY.
Prime Shares

0.10%

0.10% $100.00
Vacation, Christmas, Special, Insurance, Kirby Kangaroo® Club, & CU Succeed® Savings 0.10% 0.10% None
IRA Shares & Education Savings 0.60% 0.60% None
Money Market

Balance $2,500-$9,999

0.15% 0.15% $2,500.00

Balance $10,000-$24,999

0.20% 0.20%

$10,000.00

Balance $25,000-$49,999

0.35% 0.35% $25,000.00
Balance $50,000 or more 0.40% 0.40% $50,000.00

Share Rates and APY's listed above are accurate for the dividend period ending 9/30/2014Money Market Rates and APY's listed are accurate for the dividend period ending 11/30/2014.  Dividend rates and APY's for future periods have not been determined.  Rates subject to change without notice. Fees may reduce earnings on these accounts. The dividend period for all accounts is quarterly, except for Money Market account which is monthly. Please contact the Credit Union at (502)459-8981 in Louisville or (270)781-4365 in Bowling Green or at 1-800-459-2328 regarding any questions or current rate information.  Accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Back to top

 

 

Share Certificate Accounts

 

Minimum balance required to earn the stated APY.  

Account Term Dividend Rate Annual Percentage Yield (APY) Regular Accounts Education Savings Roth or Traditional IRAs
3 Month Certificate 0.25% 0.25% $500.00 N/A N/A
6 Month Certificate 0.30% 0.30% $500.00 N/A N/A
12 Month Certificate 0.49% 0.50% $500.00 $500.00 $1,000.00
18 Month Certificate 0.59% 0.60% $500.00 N/A N/A
24 Month Certificate 0.88% 0.90% $500.00 $500.00 $1,000.00
30 Month Certificate 0.98% 1.00% $500.00 N/A N/A
36 Month Certificate 1.08% 1.10% $500.00 $500.00 $1,000.00
42 Month Certificate 1.18% 1.20% $500.00 N/A N/A

*NOTICE OF CHANGE IN TERMS:  For accounts that were purchased with a rate increase option, that feature will expire on your account's original maturity date and will not be offered for any renewal term.*

**IRA and Coverdell Education Savings accounts are only available for 12, 24, and 36 month terms.**

***The rates listed are accurate as of 2/22/2013 and are subject to change without notice. A penalty will be imposed for early withdrawal. The dividend period for all accounts is quarterly.  Please contact the Credit Union at (502)459-8981 in Louisville or (270)781-4365 in Bowling Green or at 1-800-459-2328 regarding any questions or current rate information.  Accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.***

 

Back to top

 

Privacy Policy Notices, Terms, and Conditions
Design & Hosting by D+H
Browser Requirements
Copyright D+H All Rights Reserved.