Our account will save you money. There is no monthly service charge, no per check fee and no minimum balance requirement.

Once you have an AFCU Checking Account, you can also take advantage of our MasterMoney ATM/Debit Card. This card looks like a credit card, but works like a check. Use it to purchase gas, groceries and other items everywhere that MasterCard Debit Cards are accepted. You can also use it to get cash at ATMs.

You have access to the funds in your Checking account anytime, 24 hours a day, 7 days a week by using our audio teller, or NETBRANCH, our Online Account Access service.

Plus you have access to your funds 24 hours a day, 7 days a week at ATMs nationwide. For a complete list of no-surcharge ATMs go to www.allianceone.coop Use your card at any ATM displaying the STAR or PLUS logos.

AFCU also offers a courtesy overdraft service called Courtesy Pay. This unique service adds a measure of protection to your personal share draft account. Courtesy Pay may cover your insufficient funds checks, up to your approved limit, for one low fee per covered transaction. So instead of returning a check to the merchant because of insufficient funds, AFCU may pay your check, saving you additional charges from the merchant. It also saves you the embarrassment an overdrawn check can cause and helps protect your credit rating. For more details: Courtesy Pay

Click here to review the Government's article on "Protecting Yourself From Overdraft And Bounced-Check Fees."

Click here To Reorder Your Checks

Truth In Savings | Required Disclosure