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Fee Schedule

Autotruck Federal Credit Union

Schedule of Fees

Itemized Service Fees
Membership Fee $ 5.00 ea.
Close Membership Fee (If closed within 6 months of opening) $ 10.00 ea.

Courtesy Pay Fee

$ 25.00 ea.
         Per paid NSF item initiated by in-person withdrawal, draft, ACH, ATM, or other electronic means  
NSF Fee $ 25.00 ea.
         Per returned/cancelled draft or ACH item due to non-sufficient funds  
Stop Payment Fee (per request to cancel drafts or ACH items)   $ 15.00 ea.
NSF Draft Stop Payment Fee $ 25.00 ea.
Share Draft Copy Fee $ 2.00 ea.
Draft Printing Fee Prices Vary
ATM/Debit Card Application Fee $ 2.00 ea.
ATM Card/PIN Replacement Fee $ 5.00 ea.
Wire Transfer Fee $ 15.00 ea.
International Wire Transfer Fee $ 30.00 ea.
Money Order Fee $ 2.00 ea.
Travelers Checks Fee  
  Single   1% of purchase
  Dual   1.5% of purchase
Cashier's Check Fee $ 5.00 ea.
Records Copy Fee $ 1.00 ea.
         (Statements, histories, etc.)
Returned Check Fee
         For personal checks drawn on another Financial Institution $ 25.00 ea.
         Any other returned deposit item $ 5.00 ea.
Research/Reconciliation Fee $20.00 per hour
         No charge if error by Credit Union - One hour minimum
Garnishment/Levy Fee $ 25.00 ea.
Removing Joint Owner Fee $ 25.00 ea.
         Upon 3rd occurrence and thereafter
Dormant Account Fee  $ 5.00/qtr.
Assessed only on member accounts that meet all of the following criteria:  a) Member is 18 years of age or older; b) No open loan/VISA; c) No open IRA account; and d) either total share balance less than $50 with no monetary transactions within 1 year OR total share balance of $50.00-$99.99 with no monetary transactions within 3 years  
Check Cashing Fee $ 5.00 ea.
Waived for members with any of the following:  a) combined share balances of at least $200, or b) an active checking account, or c) a current loan, or d) age of 18 years or younger  
Bad Address Fee (per statement mailed)

$ 3.00 ea.

Upon notification by USPS of an address error, address change, or notification of unable to forward  
Aggregated Transaction Fees
ATM Fee (Deposit and Purchase Transactions are excluded)
  First 10 of a calendar month FREE
  Excess of 10 in a month $ 1.00 ea.
         (Transactions include cash and transfer withdrawals and balance inquiries.  Free transactions are per membership account.)
Excessive Withdrawal Fee (savings accounts only)
         (AFCU teller assisted cash and check withdrawals from Prime Shares, Vacation, Christmas, Special and Insurance accounts only)
  First 3 of a calendar quarter FREE
  Excess of 3 in a quarter $ 2.00 ea.
CUSC Service Fee (per membership account)
          (For use of CUSC shared branch network outlets for withdrawals, transfers and cash back on deposits)
  First 4 of a calendar month FREE
  Excess of 4 in a month $ 2.00 ea.
Effective as of 6/1/2010.

Subject to change.  Please call for current rates & fees.

 
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