| Itemized Service Fees |
| Membership Fee |
$ 5.00 ea. |
| Close Membership Fee (If closed within 6 months of opening) |
$ 10.00 ea. |
|
Courtesy Pay Fee
|
$ 25.00 ea. |
| Per paid NSF item initiated by in-person withdrawal, draft, ACH, ATM, or other electronic means |
|
| NSF Fee |
$ 25.00 ea. |
| Per returned/cancelled draft or ACH item due to non-sufficient funds |
|
| Stop Payment Fee (per request to cancel drafts or ACH items) |
$ 15.00 ea. |
| NSF Draft Stop Payment Fee |
$ 25.00 ea. |
| Share Draft Copy Fee |
$ 2.00 ea. |
| Draft Printing Fee |
Prices Vary |
| ATM/Debit Card Application Fee |
$ 2.00 ea. |
| ATM Card/PIN Replacement Fee |
$ 5.00 ea. |
| Wire Transfer Fee |
$ 15.00 ea. |
| International Wire Transfer Fee |
$ 30.00 ea. |
| Money Order Fee |
$ 2.00 ea. |
| Travelers Checks Fee |
|
| |
Single |
|
1% of purchase |
| |
Dual |
|
1.5% of purchase |
| Cashier's Check Fee |
$ 5.00 ea. |
| Records Copy Fee |
$ 1.00 ea. |
| (Statements, histories, etc.) |
| Returned Check Fee |
| For personal checks drawn on another Financial Institution |
$ 25.00 ea. |
| Any other returned deposit item |
$ 5.00 ea. |
| Research/Reconciliation Fee |
$20.00 per hour |
| No charge if error by Credit Union - One hour minimum |
| Garnishment/Levy Fee |
$ 25.00 ea. |
| Removing Joint Owner Fee |
$ 25.00 ea. |
| Upon 3rd occurrence and thereafter |
| Dormant Account Fee |
$ 5.00/qtr. |
| Assessed only on member accounts that meet all of the following criteria: a) Member is 18 years of age or older; b) No open loan/VISA; c) No open IRA account; and d) either total share balance less than $50 with no monetary transactions within 1 year OR total share balance of $50.00-$99.99 with no monetary transactions within 3 years |
|
| Check Cashing Fee |
$ 5.00 ea. |
| Waived for members with any of the following: a) combined share balances of at least $200, or b) an active checking account, or c) a current loan, or d) age of 18 years or younger |
|
| Bad Address Fee (per statement mailed) |
$ 3.00 ea.
|
| Upon notification by USPS of an address error, address change, or notification of unable to forward |
|
| Aggregated Transaction Fees |
| ATM Fee (Deposit and Purchase Transactions are excluded) |
| |
First 10 of a calendar month |
FREE |
| |
Excess of 10 in a month |
$ 1.00 ea. |
| (Transactions include cash and transfer withdrawals and balance inquiries. Free transactions are per membership account.) |
| Excessive Withdrawal Fee (savings accounts only) |
| (AFCU teller assisted cash and check withdrawals from Prime Shares, Vacation, Christmas, Special and Insurance accounts only) |
| |
First 3 of a calendar quarter |
FREE |
| |
Excess of 3 in a quarter |
$ 2.00 ea. |
| CUSC Service Fee (per membership account) |
| (For use of CUSC shared branch network outlets for withdrawals, transfers and cash back on deposits) |
| |
First 4 of a calendar month |
FREE |
| |
Excess of 4 in a month |
$ 2.00 ea. |
| Effective as of 6/1/2010.
Subject to change. Please call for current rates & fees.
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